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Well‑being, inspired.

Insurance plans and policies that help you thrive — so you can live your today while preparing for your tomorrow.

I am...

  • an individual or family
  • an employer
  • a broker
  • a dental provider
  • a financial professional
Our products

Well-being starts here

  • Life insurance - Multigenerational family smiling using tablet

    Life insurance

    Protection for you and those you love

  • Disability insurance - Runner nursing injury

    Disability insurance

    Protection that works when you can’t

  • Dental insurance - Happy man smiling

    Dental insurance

    Coverage that helps you shine

  • Mental wellness - Woman peacefully meditating and smiling

    Mental wellness

    Taking care of yourself and your workforce

  • Vision insurance

  • Accident insurance

  • Critical illness insurance

  • Hospital indemnity insurance

  • Investments

  • Annuities

Got a minute? Get a quote.

If you are a broker looking for a quote, please connect with us here.

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Your qualified savings include IRAs, 401(k)s and other retirement accounts funded with pre-tax dollars

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Generally this is around 10% of your annual income. A good annual savings target is 10% of your salary, gradually increasing this percentage over time.

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Generally this is around 70% of your current annual income

Facts & stats

Trust in numbers. We’ve done a lot in a century and a half.

  • 160 years

    of preparing people for the future

  • $7 billion

    benefits paid to our policyholders last year

  • 130K +

    network dentists nationally

  • 12 million

    people served daily

Guardian’s 2025 dividend

Announcing a record 2025 dividend

We are proud to announce a $1.6 billion dividend allocation for participating policyholders — the largest payout in our company history. This amount reflects our commitment to our purpose: to Inspire well-being®.

Learn more about this year’s dividend
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Everyday champions

Guardian is an official partner of the Mets

Guardian and the Mets proudly celebrate Everyday Champions — those who inspire others and make a meaningful difference in their communities.

Maria-velat

Creating equity for all athletes

Maria is hard at work advocating for full inclusion of adaptive athletes. Get to know Maria and learn how she’s making an impact in her community.

Meet Maria
Sandra battle

Introducing financial wellness to the next generation

Sandra empowers her high school students to take control of their finances, positively impacting them for years to come.

Meet Sandra
DLN dentists

Improving oral health and self-esteem

Dr. deSouza and Dr. Miller volunteer their time and dental expertise to provide free treatment to veterans, the elderly, and those who cannot afford quality dental care.

Meet Drs. deSouza & Miller
Joseph lewis

Showing the ultimate kindness to a stranger

Joseph is passionate about making a difference however he can. He embarked on a life-changing, six-month journey to donate a kidney to a perfect stranger.

Meet Joseph
Alan van capelle with family

Expanding accessibility to The High Line

Alan believes in making beautiful spaces available to everyone, no matter their financial limitations or physical abilities.

Meet Alan
Learning Center

Actionable insights, tips, and tools to get you where you need to go

Visit the Learning Center
  • Steps to take for your physical health - Friends relaxing on paddle boards

    Steps to take for your physical health

    Ways to help prevent illness, stay physically active, and support your overall physical well-being

    Learn more

  • Couples with two sets of insurance: How to choose whose plan to use? - Partners casually comparing insurance options on mobile device

    Couples with two sets of insurance: How to choose whose plan to use?

    How to compare and select plans with your partner

    Learn more

  • Navigating your mental health decisions - Woman on dock practicing yoga

    Navigating your mental health decisions

    How to find resources and make choices to support your mental wellness

    Learn more

Content & community

Stories to live by. Lessons to inspire.

Maria’s story

“If you have a disability, it’s really hard to find your place in this world,” says collegiate para track and field athlete Maria Velat. After becoming paralyzed in high school, Maria found her way back to sports, and now competes through the Adaptive Student Athlete Program (ASAP), a national program co-founded by Guardian and University of Michigan Adaptive Sports and Fitness to expand access to competitive opportunities for para athletes. Maria’s goal is to work toward a day when adaptive sports are seen as equal.

Caiden’s story

At 15, Caiden experienced a life-changing accident that paralyzed him, requiring the use of a wheelchair. His life changed again when he picked up a tennis racquet. After a rocky start, his wheelchair tennis team took second place at the national championships, and Caiden's sense of community and sportsmanship was able to shine through again.

A lifetime of good oral health

From the time a child’s first tooth comes in, how they learn to take care of their teeth can have a positive impact on their health and well-being for years to come. Guardian helps our youngest members establish a lifetime of good oral health and well-being.

Building financial education with EVERFI

Financial health has an outsized impact on the well-being of the whole you. So, we partnered with EVERFI to deliver a free digital financial education course that teaches high school students about different financial stages in life, how money and mental health are intertwined, and how money can affect interpersonal relationships.

Greer’s story

Greer’s husband unexpectedly passed away, leaving her with two young children and a brand new home. Her careful planning with her financial professional allowed her to get back to focusing on what mattered.

Ed and Mary Ann’s story

After 57 years of marriage, Ed and Mary Ann were facing their greatest challenge yet — pancreatic cancer. But careful planning with their financial professional set them up for financial confidence to enjoy their time together.

Rachel’s story

With a long road to recovery ahead of her, Rachel realized perfection can be the enemy of progress. She was able to focus on healing, while we lent a supporting hand. Now, she’s welcoming a new chapter and a new addition to her life.

Accolades

Guardian: honored and humbled

We have a tradition of delivering on promises and have been recognized as such by the Human Rights Campaign, DALBAR, and J.D. Power, amongst others.

More about our accolades
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Security

Report suspected fraud

Have you received a suspicious job offer from Guardian?

Learn more

Financial information concerning Guardian as of December 31, 2023, on a statutory basis: Admitted assets = $80.3 billion; liabilities = $71.2 billion (including $58.0 billion of reserves); and surplus = $9.1 billion.